JOHN B. WHINREY
GARLAND W. CRAVENS, JR.
REED S. SCHMITT
DAVID G. HARRIS
MARK A. McANULTY*

BERNARD A FRICK (1967)
WILLIAM D. POWELL (1987)

TELEPHONE (812) 425-4687
FACSIMILE (812) 425-4690
www.fpwcs.com

FRICK POWELL WHINREY CRAVENS & SCHMITT, LLP
ATTORNEYS AT LAW
223 S. E. SECOND STREET
P. O. BOX 1200
EVANSVILLE, INDIANA 47706-1200

* ALSO LICENSED IN ILLINOIS AND KENTUCKY

July 9, 2007

Dear Tom,

I wanted to write this letter to let you know how pleased Michele and I were with our experience with Evansville Commerce Bank. Jeanne and the staff in the mortgage department made the process of obtaining our residential mortgage loan as hassle free as it can be. Everyone in the mortgage department was extremely accommodating and we appreciated their willingness to work their schedule around ours. With all of the stress and pressure that comes with buying a new house, it was a relief to have the mortgage process handled so smoothly. We told our realtor this is the way mortgage banking should be done.

Please thank everyone in the mortgage department for us and let them know how much we appreciate all of their help and service.

Sincerely,

David G. Harris