July 23, 2007

Mr. Tom Austerman
President & CEO
Evansville Commerce Bank
20 NW Fourth Street
Evansville, IN 47708

Dear Mr. Austerman,

After much consideration, I made the decision to move my firm's accounts to your bank and I couldn’t be more satisfied. I was looking for a bank where we weren’t just a number and we could receive the kind of "above and beyond" customer services that we pride ourselves on at my firm.

We have found your staff to be extremely helpful, genuinely concerned, and willing to be flexible to meet our needs. You and your staff have made moving our accounts easy and issue free. The mobile banking service has been an invaluable tool saving us a lot of time, which in our business translates directly into money.

Evansville Commerce Bank and its employees care about me and my business. I feel as though I have a partner that I can grow with and that will understand and anticipate our future financial needs and concerns.

Thank you for reminding us what banking is supposed to be like and we look forward to working with you and your staff as we grow together.

Sincerely,

Robert S. Foncannon, CPA