August 1, 2007

Mr. Tom Austerman
Evansville Commerce Bank
Evansville, IN 47708

Dear Mr. Austerman,

I want to take this opportunity to extend my thanks to you and the staff at Evansville Commerce Bank for the excellent service provided during my recent commercial real estate transactions. The projects, one small and one rather large, both were handled with an impressive degree of knowledge in commercial real estate banking and an emphasis on customer satisfaction.

The relationship between myself and Evansville Commerce Bank is, I think, credited to the work of Luke Yaeger. At the time I initially sought financing for these projects, I knew little of Evansville Commerce and was referred to Luke by a mutual friend. He was very professional, and obviously effective, in his approach to me as a potential client.

I will undoubtedly be involved in future commercial real estate transactions with Evansville Commerce Bank.

Sincerely Yours,

Dr. Ross E. Marburger