What to Bring to Your Loan Application
- Drivers License
- Most current paystubs with YTD earnings covering previous 30 days
- Previous 2 years W-2 forms
- Self employed borrowers are required to submit the 2 most recent years tax returns with all schedules (business and personal)
- 2 most current months bank statements for checking, savings and investment accounts, all pages
- Most recent quarterly statement for 401k and IRA accounts
For purchases and construction loans:
- Purchase contract
- Builder contract
- Plans/specifications and cost breakdown
For refinance transactions:
- Current statement or payment coupon book for loan(s) to be paid off
- Homeowner's insurance declaration page
- Current second mortgage information including note and payment statement
